You have likely heard about the new SECURE Act. What is it, what is changing, and why is it important? The Setting Every Community Up for Retirement Enhancement Act, referred to as the “SECURE Act”, was signed by President Trump on December 20, 2019, and has many moving parts. It has introduced some of the most significant changes to workplace retirement plans in over a decade. The big headlines of the SECURE Act are major changes to IRAs and 401(k)s, including the ability to

The Power of (Hindsight) 20/20 Vision Before we dive into 2020, let’s take ourselves back in time, to the start of the last decade. Imagine: It is early January 2010 and you are reading about the financial markets. Investors have been on a roller coaster over the past three years, living through the stress of the global financial crisis and market downturn of 2008-2009, then experiencing the recovery that began in March 2009 and has been going strong since then. Investors who